11+ Best Dental Insurance in Connecticut – Ultimate Guide

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Only 58% of adults in Connecticut have dental insurance. This is lower than the national average of 62%. The truth is that it may not be so easy to find a great dental insurance in Connecticut but we just made it so easy for you!

A lot of factors were considered when we handpicked these 11 best dental insurance in Connecticut, some of which were their reputation, pedigree, response to claims, and many more. We can boldly assure you that your next stop from here would be your desired dental insurance plan in CT.

Let’s quickly look at some steps to choosing the right dental insurance in Connecticut.

Steps to Choosing the Right Dental Insurance in Connecticut 

Selecting the right dental insurance plan in Connecticut requires a systematic approach, so follow these steps to make the best choice.

  • Start by assessing your dental needs and budget.
  • Consider the frequency of dental visits, the treatments you anticipate needing, and the affordability of monthly premiums.
  • Compare different plans offered by reputable insurance providers in the state. Look for plans that offer comprehensive coverage for preventive care, basic treatments, and any specific treatments you may require.
  • Evaluate the costs involved, including deductibles, co-pays, and out-of-pocket limits.
  • Then, consider factors such as the reputation of the insurance provider, ease of claim processing, and customer support.

By following these steps, We strongly believe you can choose a dental insurance plan that aligns with your needs, budget, and preferences.

Tips for Maximizing Dental Insurance Benefits in Connecticut

To make the most of your dental insurance in Connecticut, follow these tips:

  • Maximize the preventive care services covered by insurance, such as regular check-ups, cleanings, and preventive treatments like fluoride treatments or sealants. These services can help prevent more extensive and costly treatments in the future.
  • Additionally, be aware of the annual maximums provided by your insurance plan.
  • Plan your treatments accordingly to maximize coverage within the given limit.
  • Timing your treatments strategically can help you make the most of your benefits and minimize out-of-pocket expenses.
  • Regularly review your coverage and stay informed about any updates or changes to your dental insurance plan to ensure you’re taking full advantage of the benefits available.

Few Important Terms and Concepts in Dental Insurance

Most insurers won’t have the time to explain some of these very important key terms and concepts in dental insurance, we so thought to make it easy for you.

Deductibles are the amount you must pay out of pocket before your insurance coverage starts.

Co-pays are the fixed amount you pay for specific treatments or services, such as dental fillings. 

Annual maximums set the limit on the number of dental expenses your insurance would cover for you within a year. It’s essential to know this limit to plan your treatments accordingly.

Waiting periods refer to the period of time you must wait after purchasing a dental insurance plan before you can receive coverage for certain treatments. 

Pre-existing conditions are dental issues that existed before you obtained your dental insurance. Some dental insurance plans in Connecticut impose limitations or exclusions for pre-existing conditions, so it’s important to review the terms and conditions carefully.

In-network and out-of-network coverage: Dental insurance plans have a network of dentists and dental clinics with whom they have negotiated discounted rates. In-network providers offer more cost-effective care, while out-of-network providers may result in higher out-of-pocket expenses.

11+ Best Dental Insurance in Connecticut

The following are the best dental insurance in Connecticut:

  • Anthem Health and Dental
  • eHealthInsurance
  • Access Health CT
  • Humana
  • Connecticut Dental Health Partnership
  • Health Insurance Organization
  • Dentalplans.com
  • Calcaterra Family Dental
  • My AMBA Benefits
  • Premier Dental Connecticut
  • Medicare Wire.

#1. Anthem Health and Dental

You can get any of Anthem’s health insurance or vision insurance plans and add a dental insurance plan to it. From our observation, it works great. They are also known to be one of the best State of Connecticut dental insurers.

You can choose between their Essential Choice PPO Dental Plans or the Dental Family PPO Insurance Plans.

The Essential Choice PPO dental plans uniquely have no deductible for diagnostic and preventive services when you visit a doctor in your plan’s network.

Though the Dental family PPO dental plans have a low deductible your diagnostic and preventive services are covered at 100%.

Feel free to check them out.

#2. eHealthInsurance

eHealthInsurance is an authorized federal government partner that currently has one of the most Affordable Dental Insurance in Connecticut.

They also empower you with decision-making tools so that you decide what dental plan suits you best. The cost of these plans at from $8.95/month.

#3. Access Health CT

Access Health CT is one of the nitrates of Connecticut dental insurance and also one of the top State of Connecticut dental insurance. They also offer really amazing dental plans in Connecticut. You can contact them by calling their customer care at 1-855-805-4325.

Feel free to learn more about them.

#4. Humana

Humana is another well-recognized dental health insurance in the US as a whole. It is a Medicare Advantage HMO, PPO, and PFFS organization. They are also one of the few best State of Connecticut dental insurance.

Check them out.

#5. Connecticut Dental Health Partnership

The Connecticut Dental Health Partnership is the Dental Plan for HUSKY Health and this plan is administered by BeneCare Dental Plans under a contract with the Connecticut Department of Social Services.

The following dental services are covered:

  • Oral Exams
  • Fillings
  • Root Canal
  • Cleanings
  • Extractions
  • Crowns
Source - CTDHP - Contact of the Best Dental Insurance Connecticut
Source – CTDHP – Contact of the Best Dental Insurance Connecticut

Check them out.

#6. Health Insurance Organization

Connecticut has a state-run exchange named Access Health CT that offers you certified individual/family dental plans.

Their premiums range from $20 to $66 monthly. There’s a lot to know about this plan. Feel free to check it out using the button below.

#7. Dentalplans.com

Dentalplans.com offers you their dental savings and insurance plan. With these Connecticut dental savings plans, you will have to pay a small annual fee to gain access to a network of over 140,000+ dentists and specialists who offer reduced rates on your preventive, restorative, and cosmetic dental care.


  • There are no waiting periods for dental care
  • No Annual limits
  • Quick plan activation and many more.
  • Check them out.

#8. Calcaterra Family Dental

Calcaterra Family Dental is in network with Cigna Basic and Cigna Enhanced Dental to offer you quality dental Insurance plans.

We observed that at their office in Connecticut, you’ll never have to pay a penny for cleaning, exam, or routine X-rays!

If you are a state employee at CT, then you have the option of three basic dental plans, which are:

  • Cigna Basic
  • Cigna Enhanced
  • Cigna DHMO
Source - Calcaterra Family Dental - Contact of the Best Dental Insurance Connecticut
Source – Calcaterra Family Dental – Contact of the Best Dental Insurance Connecticut

Use this button to check them out.

#9. My AMBA Benefits

Are you a retired teacher or do you have a loved one that retired as a teacher in Connecticut? Then they are eligible for the dental plan from the Association of Retired Teachers of Connecticut and Association Member Benefits Advisors (AMBA).

This dental plan covers everything from your routine checkups to procedures like root canals and complex extractions, and many more.

From our research, here are some features of this dental insurance plan in CT:

  • There are No Waiting Periods, For covered services during open enrollment.
  • You can also choose your own dentist as no network is required.
  • You can save up to 50% with a dentist in the Ameritas Dental Network, and other cool features.

#10. Premier Dental Connecticut

Premier Dental Connecticut assists you by offering several flexible financing arrangements to help me get the best dental care.

Here you can come with your insurance, and they take care of you on clear terms.

Call Premier Dental of Connecticut in Danbury at (203) 951-5179 today.

Use the button to learn more about how they operate.

#11. Medicare Wire

Medicare Wire has a network of licensed advisors that specialized in providing you with dental insurance plans for “Seniors”.

If you are in the category of seniors, or you have one that is 65 years and above, that is in need of Dental insurance, They can simply talk to these advisors.

FAQs on Best Dental Insurance in Connecticut

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Important Recommendations


Dental Insurance has indeed helped to improve the dental health of lots of persons and families as a lot can be achieved just by getting a good dental plan. Preventive services, Restorative services, major services, and sometimes orthodontics can all be taken care of by a dental plan,

Check the insurers we listed and maximize the benefits offered to you so you protect and enhance your healthy smiles.

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