7+ Best Dental Insurance in New Brunswick

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Although dental health is important and insurance coverage for it is necessary, CTV news report shows that nearly one in four Canadians avoid dental care due to cost.

This article provides you with the 7 best dental insurance plans you can find in Brunswick. In putting together this list, we considered factors such as; the cost of the plan, the coverage offered, and the customer reviews. With this article, getting affordable dental insurance in New Brunswick will no longer be an issue for you!

Let’s get started!

Pro Tips for Choosing a Dental Insurance Plan in New Brunswick

Here are a few things you should keep in mind when choosing a dental insurance plan in New Brunswick:

  • Budget
  • Needs
  • Plan Coverage
  • Network Type

1. Your Budget

Dental insurance can be expensive, so it’s important to find a plan that fits your budget.

2. Your Needs

Consider your dental needs when choosing a plan. Do you need coverage for routine checkups and cleanings, or do you need coverage for more expensive procedures like fillings and crowns?

3. The plan’s coverage

Make sure to read the plan’s coverage carefully to see what services are covered and how much you’ll have to pay out of pocket.

4. The plan’s network

Find out which dentists are in the plan’s network. This will make it easier for you to find a dentist who is covered by your plan.

You will love to see this: 7+ Best Health and Dental Insurance Plans in Ontario

Tips for Saving Money on Dental Care in New Brunswick

To save money on your dental care, these are some things you should do:

  1. Choose a dental insurance plan: Dental insurance can help you save money on dental care.
  2. Look for discounts: Many dentists offer discounts for cash payments or for patients who sign up for a payment plan.
  3. Take advantage of free or low-cost dental care: Several organizations offer free or low-cost dental care to people who qualify.

See 7+ Best Health and Dental Insurance Plans in Ontario

How do I compare Dental Insurance plans in New Brunswick?

You should keep these in mind when comparing dental insurance plans in New Brunswick:

  • The cost of the plan
  • The type of coverage the plan offers
  • The network of dentists that are in-network with the plan
  • The deductible and copays

1. The Cost of The Plan:

The cost of dental insurance varies depending on the plan you choose. Some plans are free or low-cost, while others can be more expensive.

2. The Type of Coverage the Plan Offers: 

Some plans only cover preventive services, while others cover a wider range of dental procedures.

3. The Network of Dentists That is In-network with the Plan: 

Not all dentists are in-network with every dental insurance plan. Make sure the dentists you want to see are in-network with the plan you choose.

4. The Deductible and Copays:

The deductible is the amount of money you have to pay out of pocket before your insurance starts to pay for your dental care. The copays are the amount of money you have to pay for each dental procedure after you have met your deductible.

7+ Best Dental Insurance New Brunswick

Here are the 7 top dental insurance in New Brunswick:

  • Special Benefits Insurance Services
  • Dental Program – Government of New Brunswick
  • Manulife 
  • NBCC
  • Blue Cross
  • Canada Life

#1. Special Benefits Insurance Services

SBIS is one of the finest Dental Insurers in New Brunswick. They work with Green Shield Canada to offer you a variety of Standard and very affordable dental insurance plans which include:

  • Prism Spectra®
  • Prism Precision® and
  • Prism Continuum® plans.

SBIS provides coverage for:

  • Basic services include treatments like leanings, x-rays, fillings, extractions, and more.
  • Comprehensive services which include root canals, periodontal treatment (gums and tissues), and more.
  • Major services include bridges, crowns, dentures, and more.
  • Orthodontic services are treatments used to straighten your teeth, although these services are also not available until your third year of coverage

#2. Dental Program – Government of New Brunswick

This is a government program that provides dental coverage for its clients who are 19 years and above with coverage for special dental benefits that are not covered by other private dental insurance plans.

For you to be eligible for this program, You must be a Client of this Department and your dependent must be 19 or older. There are other requirements though.

Feel free to use the button it learn more.

#3. Manulife

Coverage features: Health and Dental Plans

Manulife is one of the Health and Dental Insurance in New Brunswick. They provide these Health & Dental Insurance plans for the members of the University of New Brunswick to help fill in the gaps in their dental coverage, and they offer this value at an affordable cost.

They packed in more coverage options and benefits, so you can select the package that offers the benefits that suit you best.

They provide the Alumni Health & Dental plans FollowMe plans, the same dental insurance plans for the people of Manitoba.

Check them out here.

#4. NBCC

Coverage features: Health and Dental Plans

This is a dental insurance program offered by the Province of New Brunswick, NBCC, and NBCC Student Union (NBCCSU).

They worked together to provide students of the College a comprehensive approach to Health and Dental insurance in New Brunswick. From our research, some reviews showed that this dental program has been really helpful.

Source - NBCC - One of the Best Dental Insurance New Brunswick
Source – NBCC – One of the Best Dental Insurance New Brunswick

Learn more about them below.

#5. Blue Cross

The Blue Cross brand offers amazing dental insurance plans through Medavie Blue Cross. They have been in the game for over 75 years.

They have been recognized as leading health service partners for lots of people in New Brunswick, employers, and the government of Canada at large.

Use the button to learn more about them.


Coverage features: Health and Dental Plans

UNBSU offers more health and dental insurance in New Brunswick. If you are a full-time undergraduate student at UNB, taking at least three or more courses, then you will be automatically in the Student Health & Dental insurance plan through WeSpeakStudent

This provides coverage for both Co-op students and International Students.

Feel free to check them out.

#7. Canada Life

Candalife has stood for over 175 years in the Health Insurance industry and they offer New Brunswick Medicare which is the provincial plan for all New Brunswick residents.

This Dental plan provides coverage for most of your basic dental services and doesn’t offer coverage for routine or major services such as cleanings, fillings, extractions, crowns, dentures, etc.

You will enjoy coverage for some surgical dental procedures when medically required and rendered in a hospital.

Though, The Health Services Dental Program may provide you with some coverage if you do not have dental insurance from any other party.

Source - Canada Life - One of the Best Dental Insurance New Brunswick
Source – Canada Life – One of the Best Dental Insurance New Brunswick

Frequently Asked Questions

What is the waiting period for dental insurance in New Brunswick?

It can vary depending on the provider and the specific plan. Typically, there is a waiting period before certain procedures or services are covered, especially for major treatments.

Can I get dental insurance if I have a pre-existing condition?

Yes, you can generally get dental insurance in New Brunswick even if you have a pre-existing condition. However, it's important to note that pre-existing conditions may have certain limitations or exclusions.

What should I do in case of a dental emergency with my insurance?

In the event of a dental emergency, contact your dental insurance provider as soon as possible. They can guide you on the necessary steps to take and provide information on emergency dental care options covered by your plan.

Important Recommendations


If you read this article to the end, then you must have seen a plan that could work for you. Remember to compare plans even among the best.

And use the tips you’ve seen in this article to get the best care for your teeth.

Thank us later!


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