14+ Best One-Off Event Insurance in the World

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The global one-off event insurance market is projected to grow from $13.2 billion in 2022 to $19.5 billion by 2028, at a CAGR of 6.9%. This is also because of the increasing demand for one-off event insurance due to the growing popularity of festivals, concerts, and other large-scale events.

One of the qualities that makes you a good event organizer is risk management, and this is where one-off event insurance comes in. We will highlight 10 of the best plans for you, Meanwhile, let’s start by understanding what one-off event insurance really means.

Let’s get started!

What is One-Off Event Insurance?

One-off event insurance is simply a type of insurance that provides coverage for a specific event, such as:

  • Wedding
  • Conference
  • Festival, or
  • Sporting event.

Event organizers are known to purchase this kind of policy to protect themselves from financial losses in the event of unforeseen circumstances, such as bad weather, property damage, or injuries to attendees.

The Different Types of One-Off Event Insurance

Here are the different types of one-off event insurance available, each of which covers different types of risks:

  1. Public liability insurance: This type of insurance typically covers your liability (the event organizer) for bodily injury or property damage to third parties caused by the event.
  2. Employers’ liability insurance: This type of insurance covers your liability for injuries or illnesses sustained by “employees or volunteers” at the event.
  3. Event cancellation insurance: This type of insurance covers your financial losses if the event is canceled or postponed due to unforeseen circumstances.
  4. Event equipment insurance: This type of insurance covers the event organizer’s financial losses if event equipment is damaged or lost.

In addition to these basic types of insurance, there are also many other types of one-off event insurance available, such as:

  • Performer’s insurance protects your performers from financial losses in the event of injuries, illness, or damage to their equipment.
  • Vendor’s insurance: This type of insurance protects your vendors from financial losses in the event of injuries, illness, or damage to their property.
  • Spectator’s insurance: This type of insurance protects spectators from financial losses in the event of injuries or property damage at the event.

How Much is Event Insurance For One Day?

The cost of event insurance for one day depends on the following factors:

  • The type of event
  • The size of the event
  • The location of the event, and
  • The type of coverage you need.

However, as a general rule of thumb, we all know you can expect to pay between $100 and $300 for one-day event insurance.

Here are some examples of the cost of event insurance for one day, based on different types of events and the number of attendees you can expect:

  • Wedding: $200-$300
  • Birthday party: $100-$200
  • Corporate event: $200-$300
  • Festival: $500-$1,000
  • Concert: $1,000-$5,000

Also, know that these we just showed you now are just estimates. The actual cost of your event insurance policy will also depend on your specific needs and the insurer that’s offering it to you. We will list lots of amazing insurers you can check out.

Single Event Insurance Policy

Many people have been asking about single-event insurance policies, including what differentiates them from one-off event insurance… Let me start by explaining a single-event insurance policy.

A single-event insurance policy can be described as a short-term insurance policy that provides coverage for a “specific event”, such as a wedding, concert, festival, or trade show. The event organizer typically purchases it, but attendees or vendors can also purchase it.

Just like One-off event insurance, Single event insurance policies typically cover the following types of losses:

  • Liability
  • Cancellation, and
  • Property damage

Some single-event insurance policies may also offer additional coverage options, such as:

  • Weather cancellation: If your event is canceled due to bad weather, then this coverage will reimburse you for lost expenses.
  • Vendor cancellation: If any of your vendors cancel on you at the last minute, this coverage will reimburse you for the lost expense.
  • Lost or damaged items: This coverage reimburses you for the value of lost or damaged personal items, such as wedding gifts or photography equipment.

So they are almost the same.

The 14 Best One-Off Event Insurance in the World

The following are the best one-off event insurance:

  • Event Insurance UK
  • Superscript
  • InsureOurEvent
  • Local Community Insurance Services
  • Protectivity Insurance
  • Marsh
  • Park Insurance
  • Hiscox
  • AON
  • EventSure
  • Red Asia
  • AGIS
  • iTOO
  • BigEvent

#1. InsureOurEvent

This organization offers an event insurance policy for temporary events. Some of these one-off temporary events include:

  • Street Party
  • Festival
  • Dinner
  • Concert
  • Market
  • Car shows, or
  • Sports day.

This means their plans would suit you if your one-off event is a single temporary event. They charge £25 and above. Check them out to learn more.


#2. Local Community Insurance Services

The LCIS one-off event insurance plan will protect you against claims for personal injury or property damage made against your organization by members of the public who attend your event.

Here are some of the kinds of one-off events they provide coverage for:

  • Gatherings
  • Street parties
  • Cultural exhibitions
  • Festivals
  • Fairs
  • Fundraisers
  • Community Celebrations
  • Youth Events


#3. Protectivity Insurance

Protectivity Insurance offers One-Off Event Insurance which is specifically designed to offer comprehensive coverage or protection to those who are organizing a One-off event or even just attending one as a stallholder.

One of the beautiful things about them is that they include Public Liability for One-Off Events which goes a long way in providing you cover in case a third party makes a claim against you for causing physical injury or damage to any of their property.

Their plans are also customizable which will help you tailor your event insurance policy to meet your specific needs and budget.


#4. Park Insurance

We observed that Park Insurance understands that, One-off event insurance rarely covers only the day of the event, but they find a way to make sure that several consecutive days of coverage are offered, though the exact length of time can be negotiated.

This alone allows you to be protected while you set up and tidy away the event as well. They also have friendly and experienced insurance specialists who will be available to make your event successful.

Feel free to check them out.


#5. Marsh

Marsh has a team with over 60+ years of industry experience in event insurance. They have expertise in providing the cover that suits your requirements from:

  • Festival Insurance
  • Private event insurance
  • Concert insurance
  • Community event insurance or
  • Sports and entertainment insurance
Marsh - One-Off Event Insurance
Marsh – One-Off Event Insurance

Check them out.


#6. AON

We observed that one of the reasons people love getting their One-off event insurance from AON is because their information is quite easy to digest and easy access to assistance by just calling their line at 1800 806 584.

You can also get your quotes so easily as they are available online in just a few clicks. You can pay monthly and you’re also free to adjust your policy anytime you require and manage your renewals with a quick call.

You can just check them out.


#7. EventSure

EventSure is also a one-off event insurer that offers a non-renewable public liability insurance policy specifically designed for organizers of small events where the expected attendance will not exceed 500 persons.

The following are one-off events that EventSure covers:

  • Art Exhibitions
  • Birthday Functions (limitations of 18th & 21st Events)
  • Corporate Functions
  • Engagement parties
  • Weddings / Commitment Ceremonies
  • Christenings / Bar Mitzvah
  • Anniversary Functions
  • Under 18’s Discos
  • AGM’s / Meetings / Presentations


Best One-Off Event Insurance in Europe

The following are the best one-off event insurance in Europe:

  • Event Insurance UK
  • Hiscox
  • AGIS

#8. Events Insurance UK

This Insurer has a lot of Industry experts and has been established since 1996. We saw that they have an amazing claims-handling team that will help you do justice to all your claims as efficiently as possible.

They offer you one of the coolest one-off event insurance that should meet your demands and needs as you plan to organize your event both for public liability and employers’ liability.

This policy is really suitable for a wide variety of UK-based one-off events. Feel free to negotiate with them if you need to extend most parts of the policy to tailor it to your needs.

We advise that you should read and check all insurance documents issued to you and ensure that you are aware of the cover, limits, and other terms that apply to your specific circumstances.


#9. Hiscox

Hiscox is another amazing provider of event insurance, especially in the UK. Their liability is currently up to £10 million as they provide both public liability and employers’ cover.

They also have a good cancellation cover as their standard, and you’re also free to add extras or customize their plan to your specific needs and budget.


#10. AGIS

AGIS Event Insurance Programme includes:

  • damage cover relating to the equipment purchased or leased, cover against an event cancellation,
  • ‘No-show’ covers
  • all aspects of the organiser’s liability.


Best One-Off Event Insurance in Asia

The following are the best one-off event insurance in Asia:

  • Red Asia
  • SuperScript

#11. Red Asia Insurance

Red Asia Insurance offers one-off event insurance that covers events such as:

  • Sporting Events
  • Concerts
  • Corporate Functions
  • Weddings
  • Charity Dinners 
  • Family-Friendly Events

Their insurance policy covers these events:

  • Weather interruptions
  • Equipment damages
  • Injures at events
  • Third-party damages
  • Cancelations
  • No Appearance

Check them out.


#12. Superscript

Superscript offers you a customizable style of insurance for your one-off events.

These are the kinds of events that they cover:

  • Conferences, exhibitions, and tradeshows
  • Music, cultural, food, and literature festivals
  • Carnivals, fetes and fun days
  • Parties, banquets, dinners and dances
  • Concerts, shows, and theatre productions
  • Triathlons, marathons, and fun runs
  • Weddings and birthday parties
SuperScript - One-Off Event Insurance
SuperScript – One-Off Event Insurance

Feel free to check them out.


Best One-Off Event Insurance in Africa

The following are the few best one-off event insurance in Africa:

  • iTOO
  • BigEvent

#13. iTOO

One of the qualities that make iTOO stand out amongst event insurers in Africa is that they understand reputation and financial survival; as these are two cornerstones in any eventing, recreational, or exhibition business.

iTOO believes that not all eventing companies or events are the same, so they offer you an Event Liability policy that is unique, and specially adapted to your needs whether you’re hosting a one-off event or a frequent one.

Feel free to check them out.


#14. BigEvent

BigEvent offers quick, easy & hassle-free one-off event insurance quotes in Africa. Aside from the fact that having an event insurance policy is a legal requirement in SA, BigEvent still made sure that their event insurance policies are developed with the benefit of hands-on experience and the clear understanding that every event is unique.

They assure that you’ll be covered by some of South Africa’s most reputable insurers and their highly skilled in-house claims team will help you settle any claims fairly and efficiently.

You can check them out.


Frequently Asked Questions on One-Off Event Insurance

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Important Recommendations


If you are an event organizer, I encourage you to get a quote for one-off event insurance today. We have provided you with all you need. It is a simple and affordable way to protect your event from financial losses.


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