10+ Best Dental Insurance in Saskatchewan

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Are you worried about how to go about finding a dental insurance plan in Saskatchewan?

I know the process can be tiring but don’t worry.

That’s why we are here to make your quest easier by providing the maximum information you’ll need as well as the major companies offering insurance coverage for your tooth in Saskatchewan.

Are you ready for a read?

Let’s get started.

Factors to Consider When Choosing Dental Insurance in Saskatchewan

Before we give you a list of the major companies offering dental insurance coverage, it is necessary that you know the factors that you need to look out for when you want to consider dental insurance in Saskatchewan.

Here are a few factors to consider when evaluating dental insurance options:

  • Coverage limits
  • Network providers
  • Reimbursement rates
  • Pre-authorization requirements

1. Coverage Limits:

It determines the maximum amount the insurance plan will pay for your dental services within a specific period. You have to be sure that the coverage limits align with anticipated dental needs.

 2. Network Providers:

This refers to dentists and dental clinics that have agreements with the insurance company. So, when you want to choose, consider a broad network as it helps you have more convenient access to dental care.

 3. Reimbursement Rates:

The amount varies definitely among insurance plans, and you must understand the percentage of the dental service costs covered by the insurance.

 4. Pre-authorization Requirements:

This may apply to certain procedures, and waiting periods can delay coverage for specific services.

You will love to see this: 7+ Best Dental Insurance in New Brunswick

Types of Dental Insurance Plans Available in Saskatchewan

Here are some of the types of dental insurance plans In Saskatchewan that can help you suit your different needs:

  • Individual plans are designed for individuals who seek coverage for themselves. This would be really helpful if you need dental coverage just for yourself.
  • Family plans extend coverage to family members, often including spouses and dependent children.
  • Employer-sponsored plans are offered by employers as part of employee benefits packages, typically providing comprehensive dental coverage.
  • Government programs like the Saskatchewan Health Authority may provide limited dental coverage for specific populations, such as low-income individuals or children just like we showed you some of them earlier.

If you can clearly understand these plan types, it would help you assess their eligibility and determine which option aligns with your circumstances. 

Read Also: 7+ Best Dental Insurance in Manitoba

How to Save Money on Health and Dental Insurance Plans in Saskatchewan

Here are some ways to save money on health and dental insurance plans:

  • Take advantage of health and dental insurance discounts
  • Get your health and dental work done during off-peak hours
  • Shop around for the best price

#1. Take Advantage of Health and Dental Insurance Discounts.

From our experience, Many health and dental insurance plans offer discounts on services such as doctor visits, hospital stays, and dental cleanings.

#2. Get Health and Dental Work Done During Off-peak Hours

Many doctors and dentists offer discounts on health and dental work if you get it done during off-peak hours, such as in the evenings during the week.

  • Shopping around for the best price

Before you get any health or dental work done, do well to shop around and compare prices from different doctors and dentists.

Check this out: 12+ Best Dental Insurance in Nova Scotia

10+ Best Dental Insurance in Saskatchewan

Here are the 10 top Dental Insurance in Saskatchewan:

  • CAA Health & Dental Insurance Plan
  • Special Benefits Insurance Service (SBIS)
  • Saskatchewan Ministry of Health
  • University of Saskatchewan Students’ Union (USSU)
  • SureHealth
  • The EDGE Benefits
  • Resident Doctors of Saskatchewan Dental Plan
  • Saskatchewan Retirees Dental Plan
  • Saskatchewan Teachers’ Dental Plan
  • Publish Employees Benefits Agency

#1. CAA Health & Dental Insurance Plan

Coverage Feature: Health and Dental Plans, group plans, 60-days period. 

CAA designed the CAA Health & Dental Insurance Plan for individuals, families, professionals, small business owners, farmers, and others not covered by a group health and dental plan.

Your health or age doesn’t really matter… if you apply within 60 days of your loss of group health and dental benefits, no medical questionnaire will be required.

However, if you submit your applications after this 60-day period, you will be required medical underwriting.

Source - CAA - Contact of one of the Best Dental Insurance Saskatchewan
Source – CAA – Contact of one of the Best Dental Insurance Saskatchewan

Use the button to learn more about them.

#2. Special Benefits Insurance Service (SBIS)

SBIS offers you an affordable plan called the Saskatchewan Dental Insurance Plan. This is one of the amazing dental insurance plans that will help you reduce your out-of-pocket expenses in Saskatchewan.

The Saskatchewan Dental Insurance Plans was designed to meet your needs and other residents of Saskatchewan who are coming off a group plan or do not qualify for group coverage.

The categories of persons that can enjoy the SBIS Saskatchewan Dental Insurance Plans include:

  • Retirees
  • Self-employed workers
  • Contract workers
  • Students or over-age dependents
  • Small business employees facing job loss
  • Part-time employees
  • Surviving spouses and divorcees

#3. Saskatchewan Ministry of Health

The Ministry of Health in Saskatchewan provides dental coverage for a wide range of dental services that include:

  • Limited oral surgery procedures may be caused by certain conditions like accidents, infection, or congenital problems.
  • Limited orthodontic services for cleft palate only if you are referred by a physician or dentist.
  • Tooth Extractions, though in limited circumstances.
  • Dental implants are also covered here, though only in exceptional situations where no other method of treatment is appropriate.
Source - Ministry of Health - One of the Best Dental Insurance Saskatchewan
Source – Ministry of Health – One of the Best Dental Insurance Saskatchewan

From our experience, the Saskatchewan Ministry of Health does not cover routine dental services.

Feel free to maximize this coverage.

#4. University of Saskatchewan Students’ Union (USSU)

Coverage Feature: Health and Dental Plans

This is one of the most helpful dental coverage for students at the University of Saskatchewan. This dental coverage was offered by the University of Saskatchewan Students’ Union (USSU) as they partnered with the health and dental insurance provider Studentcare to offer undergraduate students with health and dental insurance coverage.

If you are an undergraduate student of this university that registered for 9 or more on-campus or remote credits in the Fall Term and you’re a member of USSU, then that’s Good news! You are automatically covered.

This simply means the cost of the dental insurance plan is part of your student fees. If you’re not automatically enrolled in the plan, then you need to enroll manually.

You can know if you’re automatically covered by checking your tuition statement or by visiting Studentcare (USSU).

Also, feel free to use the button to learn more about this helpful plan.

#5. SureHealth

SureHealth from the amazing Green Shield Canada (GSC) offers you two dental insurance product packages that will help you top up your Saskatchewan provincial dental health coverage.

The good thing is that each of the plans offers you a selection of supplemental insurance plans to choose from.

You can check out two of them:

  • SureHealth Zone
  • SureHealth Link

Feel free to check them out.

#6. The EDGE Benefits

Coverage Feature: Health and Dental Plans

The EDGE Benefits as part of the Agricultural Producers Association of Saskatchewan offers you Health and Dental plans that are customizable and scalable.

With their Health and Dental coverage you can build a custom plan that perfectly suits your needs or that of your family, and your employees at an affordable cost.

You can purchase the EDGE Health & Dental coverage on its own even if you’re not a member of APAS, though from our research and experience members get a discount.

Use the button to learn more about this plan.

#7. Resident Doctors of Saskatchewan Dental Plan

Coverage Feature: Health and Dental Plans, 3-month waiting period…

If you are a Resident doctor in Saskatchewan, then we believe you should be a member of the Resident Doctors of Saskatchewan (RDoS) and if you’re not yet a member, please go and register with them.

Once you’re a member of RDoS, you will be automatically enrolled in the health and dental plans provided through the University of Saskatchewan’s Sun Life Group Insurance Policy.

This means that through the collective agreement in the insurance policy, your health and dental premiums will be paid by your employer as you are a member of RDoS.

Note that you will go through a 3-month waiting period for your dental insurance from the day you start residency.

Take advantage of this Opportunity today.

Use the button to learn more.

#8. Publish Employees Benefits Agency

This is an Agency that offers the Public Employees Dental Plan which is a dental coverage that aims at improving your dental health as well as other employees by helping you reduce the costs for preventative, routine, and major restorative dental work.

This plan is totally employer‑paid funded as a percentage of your gross salary. Here your participating employer will determine whether you or any employee will be eligible for coverage.

Other general eligibility requirements include:

  • Your coverage will begin after you complete a probationary period, which is about six months of continuous service.
  • After you have completed the probationary period, you may then send in claims for eligible dental expenses incurred According to your date of employment.

The good news is that You, your spouse, and your eligible dependent children will be all covered under the Dental Plan.

You can check to confirm your eligibility to be part of the Plan with your Human Resources Branch.

#9. Saskatchewan Teachers’ Dental Plan

Are you a teacher in Saskatchewan? You must have heard of this plan.

This is a Teachers’ Dental Plan that is fully funded by the provincial government and administered by the Saskatchewan Teachers’ Superannuation Commission. 

This very helpful Plan was made to provide you,

other Saskatchewan teachers, and their eligible dependents with coverage for:

  • Preventative
  • Routine
  • Orthodontic services, and
  • Major restorative dental services. 

So if you’re a teacher or your loved one is a teacher, employed on a continuing, replacement, or temporary contract, they will become eligible for this coverage upon completion of 20 or more days of teaching service.

Take advantage of this Dental Insurance plan in Saskatchewan.

#10. Saskatchewan Retirees Dental Plan

Coverage Feature: Health and Dental Plans

Are you are retiree or do you have a loved one that is a retiree? Then don’t miss out. The Saskatchewan Retirees Association (SRA) offers its members health and dental insurance coverage.

They partner with Group Medical Services which is currently their dental insurance service provider for extended health and dental plans to offer dental coverage to eligible retirees.

Feel free to check them out

Frequently Asked Questions

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Important Recommendations


As promised, we have provided you with the necessary information on how to get your dental insurance as well as where (companies that provide such services) to get them in Saskatchewan.

This is just a step of clarification, you can quickly meet up with your dentist as they’ll provide more and specific information for your specific needs.

We hope to see you soon,

Thank You For The Read!

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